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Smart-Choice

Smart Choice + IPFS
Grow Your Independent Agency with Seamless Finance and Payment Solutions

IPFS is the largest independent premium finance company in the United States, helping insurance agents simplify payments and manage cash flow. For nearly five decades, we've partnered with agencies nationwide to make premium financing, digital payments, and eSignature tools easy to use. 

One Platform | One Partner lets you give customers more ways to pay, get paid faster, and spend less time on paperwork. 

Empowering Smart Choice Agents
to Succeed

Are you an independent insurance agent looking to streamline operations, boost revenue, and deliver superior customer experience? Smart Choice and IPFS have partnered to bring you a single, integrated platform designed for agencies just like yours. 

Why Smart Choice Agents Choose IPFS

Smart Choice is a network of over 10,000 independent agencies and 100 carrier partners, providing agents with access to top-rated marketings, product training, and sales support all with no fees and minimal production requirements. 

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IPFS One Platform | One Partner

Our One Platform | One Partner approach brings together premium financing, payments, eSignature, and document delivery so you can:

Unlock Working Capital: Grow your book of business and generate revenue from day one.
Automate Billing and Collections: Free up your team and shorten your cash cycle.
Streamline Operations: Efficiently manage billing, accounts receivable, and accounts payable. 
Enhance Customer Satisfaction: Offer flexible payment options and a seamless, professional experience. 
Accelerate Growth: Join thousands of agencies already benefiting from integrated financing and payment solutions. 

Built for Independent Agents

Zero Fees - No start-up or monthly fees, ever. 

Flexible for Growth - Works for start-ups and veteran agencies alike. 

Competitive Commissions - Earn up to 100% of commissions. 

Book Ownership - Your customers are always yours. 

Immediate Market Access - Get appointed with personal, commercial, and specialty carriers, fast. 

How it Works for Smart Choice Agents

Connect Your Agency

Quickly link your Smart Choice account to IPFS. 

Automate Payments

Set up recurring billing, split payments, and offer flexible options for your customers.  

Finance Premiums

Give customers the flexibility they want while maintaining your revenue. 

Monitor and Manage

Track activity, collections, and reports from a single, easy to use dashboard.

Feature Highlights

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Premium Finance

IPFS offers premium finance to our partners and insureds. As a privately held company with a nationwide network, we're able to provide faster, customized solutions above and beyond other providers. 

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Payment Solutions

With IPFS Payments Powered by AndDone, streamline operations by enabling insureds to choose the method of payment for their premiums: in-full, financed, or anytime. 

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Secure eSignature

Reach customers wherever they are with convenient electronic signature collection. By digitizing the submission process, you can decrease turnaround time, reduce paperwork, and eliminate the need for printing and scanning or faxing.

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Document Delivery

Shorten your sales cycle by combining document distribution, electronic signatures, and payment options into a single link for insureds. 

IPFS Team

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Brian Fugere

Chief Growth Officer

Brian oversees national sales activities and driving growth through traditional and new alternative distribution channels. Brian joined IPFS in 2017.

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Shawn Eagan

Senior VP, National Relationships

Shawn oversees the IPFS National Accounts Team. Previous positions have included National Account Manager, National Director of Canadian Operations, Regional Sales Manager, & Sales Rep. in the Central Region.

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Melissa Lomax

VP, National Relationships

Melissa oversees the National Relationship Team. She joined IPFS in 2010, and served as Regional Operations Manager and Branch Manager prior to her current role.

Ready to Get Started?

Fill out the form below and of our team members will be in touch.